Identity Theft Repair in Arlington, TX

If you're a Arlington resident dealing with fraudulent accounts on your credit report, The Credit Repair Guy can help. We specialize in fraudulent accounts removal for clients throughout Texas.

Fraudulent Accounts can significantly damage your credit score and make it harder to qualify for mortgages, auto loans, credit cards, and even apartments. Our proven dispute process leverages the Fair Credit Reporting Act (FCRA) to challenge inaccurate items with the credit bureaus.

Identity theft occurs when someone uses your personal information (such as your Social Security number, name, and address) to open accounts, make purchases, or commit other fraud without your knowledge. Common forms include new account fraud (opening credit cards or loans in your name), account takeover (accessing your existing accounts), and synthetic identity theft (combining real and fake information). On your credit report, identity theft may appear as accounts you don't recognize, inquiries from companies you never contacted, addresses where you've never lived, and collection accounts for debts you didn't incur.

We help you navigate the complex process of recovering from identity theft. This includes placing fraud alerts and credit freezes, filing an Identity Theft Report with the FTC, disputing fraudulent accounts with the credit bureaus, contacting creditors where fraud occurred, and working with law enforcement if necessary. Under the FCRA, credit bureaus must block fraudulent information from appearing on your report once you provide an identity theft report. We manage this process and ensure all fraudulent items are properly removed.

Ready to get started? Schedule your free credit consultation and let our team show you what we can remove from your credit report.